BISWA: Bharat Integrated Social Welfare Agency

Sri Khirod Chandra Malick, Chairman-BISWA, born in 1956 has served the State Bank of India for 26 years and retired as a Senior Executive. He as a Master’s Degree in Economics from Ravenshaw College and has a Bachelor’s degree in Law besides a Master Degree in Business Administrator. He is also a Certified Financial Analyst and is a Certified Associate of Indian Institute of Bankers.

Mr. Malick is an eminent social worker and a professional banker, who has founded the Bharat integrated Social Welfare Agency (BISWA) in the State of Orissa, As Chairman of BISWA, he is fully committed to the socio-economic development of the State, through an integrated approach.

He is actively involved in social work as member of different social network organization at district/state/national level. Micro-Finance, Micro-Enterprise, Livelihood Interventions, Health, Natural Resource management and Capacity Building are an integral part of his professional forte.

Mr. Malick has honed his skills over the years, through regular interaction with individual, communities, government authorities, donors and mass media, meeting the challenges of today’s highly specialized networking.

With a decade of rural development exposure and 26 years of banking sector experience, Mr. Malick has been able to sharpen his cognitive skills. His significant contribution have been recognized and appreciated by various organization of national and international repute.